/*
Theme Name: MW Funding
Theme URI: https://mwfundsai.com
Author: MW Funding
Author URI: https://mwfundsai.com
Description: AI-Powered Small Business Funding — One-page WordPress theme for MW Funding.
Version: 1.0.2
Requires at least: 6.0
Tested up to: 6.8
Requires PHP: 8.0
License: GNU General Public License v2 or later
License URI: http://www.gnu.org/licenses/gpl-2.0.html
Text Domain: mwfundsai
Tags: one-page, business, ai, funding, landing-page
*/

/* =========================================================
   CSS CUSTOM PROPERTIES
   ========================================================= */
:root {
  --color-navy:        #1a2e4a;
  --color-navy-dark:   #132238;
  --color-navy-light:  #243d61;
  --color-green:       #00c853;
  --color-green-dark:  #00a844;
  --color-white:       #ffffff;
  --color-gray-light:  #f7f8fa;
  --color-gray:        #e5e7eb;
  --color-gray-mid:    #9ca3af;
  --color-text:        #1a2e4a;
  --color-text-light:  #4b5563;
  --color-gold:        #f59e0b;

  --font-base:         'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-size-sm:      0.875rem;
  --font-size-base:    1rem;
  --font-size-lg:      1.125rem;
  --font-size-xl:      1.25rem;
  --font-size-2xl:     1.5rem;
  --font-size-3xl:     1.875rem;
  --font-size-4xl:     2.25rem;
  --font-size-5xl:     3rem;

  --radius-sm:         4px;
  --radius-md:         8px;
  --radius-lg:         12px;
  --radius-xl:         16px;

  --shadow-sm:         0 1px 3px rgba(0,0,0,0.1);
  --shadow-md:         0 4px 16px rgba(0,0,0,0.1);
  --shadow-lg:         0 12px 48px rgba(0,0,0,0.2);
  --shadow-card:       0 4px 24px rgba(26,46,74,0.12);
  --shadow-card-hover: 0 12px 40px rgba(26,46,74,0.22);

  --header-height:     120px;
  --container-max:     1200px;
  --section-pad:       88px;
  --transition:        0.3s ease;
}

/* =========================================================
   RESET & BASE
   ========================================================= */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-base);
  color: var(--color-text);
  background: var(--color-white);
  line-height: 1.6;
  overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
input, select, textarea { font-family: inherit; }

/* =========================================================
   UTILITIES
   ========================================================= */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 24px;
}

.section-pad { padding: var(--section-pad) 0; }
.text-center { text-align: center; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius-md);
  font-size: var(--font-size-base);
  font-weight: 700;
  transition: all var(--transition);
  white-space: nowrap;
  cursor: pointer;
  text-decoration: none;
  line-height: 1;
  border: none;
}

.btn-primary { background: var(--color-green); color: var(--color-navy); }
.btn-primary:hover {
  background: var(--color-green-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0,200,83,0.35);
}

/* =========================================================
   SCROLL ANIMATIONS
   ========================================================= */
.fade-in {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.65s ease, transform 0.65s ease;
}
.fade-in.visible { opacity: 1; transform: translateY(0); }
.fade-in-delay-1 { transition-delay: 0.1s; }
.fade-in-delay-2 { transition-delay: 0.2s; }
.fade-in-delay-3 { transition-delay: 0.3s; }
.fade-in-delay-4 { transition-delay: 0.4s; }

/* =========================================================
   HEADER / NAV
   ========================================================= */
.site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  height: var(--header-height);
  background: #ffffff;
  box-shadow: 0 2px 24px rgba(0,0,0,0.1);
  overflow: visible;
}

.site-header .container {
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.site-logo {
  font-size: 1.75rem;
  font-weight: 700;
  color: #1a2e4a;
  text-decoration: none;
  letter-spacing: -0.5px;
  flex-shrink: 0;
}
.site-logo .logo-ai { color: var(--color-green); }
.site-logo-img {
  height: 120px;
  width: auto;
  display: block;
}

.custom-logo-link {
  display: flex;
  align-items: center;
}
.custom-logo {
  max-height: 60px;
  width: auto;
}

.header-right { display: flex; align-items: center; gap: 24px; }

.header-phone {
  color: var(--color-navy);
  font-size: 1.3rem;
  font-weight: 600;
  transition: opacity var(--transition);
}
.header-phone:hover { opacity: 0.75; }

.header-cta { padding: 10px 22px; font-size: 1.22rem; }

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 6px;
  background: none;
  border: none;
  cursor: pointer;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--color-white);
  border-radius: 2px;
  transition: all var(--transition);
}
.hamburger.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.active span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.hamburger.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile drawer */
.mobile-nav {
  display: none;
  position: fixed;
  top: var(--header-height);
  left: 0; right: 0;
  background: var(--color-navy-dark);
  padding: 24px;
  flex-direction: column;
  align-items: flex-start;
  gap: 20px;
  z-index: 999;
  border-top: 1px solid rgba(255,255,255,0.1);
  box-shadow: 0 8px 24px rgba(0,0,0,0.3);
}
.mobile-nav.open { display: flex; }
.mobile-nav .header-phone { font-size: var(--font-size-lg); }
.mobile-nav .btn { width: 100%; justify-content: center; }

/* =========================================================
   HERO SECTION
   ========================================================= */
.hero-section {
  padding-top: calc(var(--header-height) + 72px);
  padding-bottom: 88px;
  background: linear-gradient(140deg, #0f2038 0%, var(--color-navy) 45%, #1e3a5f 100%);
  position: relative;
  overflow: hidden;
}
.hero-section::before {
  content: '';
  position: absolute;
  top: -200px; right: -150px;
  width: 700px; height: 700px;
  background: radial-gradient(circle, rgba(0,200,83,0.07) 0%, transparent 65%);
  pointer-events: none;
}
.hero-section::after {
  content: '';
  position: absolute;
  bottom: -100px; left: -100px;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(0,100,200,0.06) 0%, transparent 65%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-headline {
  font-size: clamp(2rem, 3.5vw, 3.125rem);
  font-weight: 700;
  color: var(--color-white);
  line-height: 1.18;
  margin-bottom: 22px;
  letter-spacing: -0.5px;
}
.hero-headline .highlight { color: var(--color-green); }

.hero-subheadline {
  font-size: var(--font-size-lg);
  color: rgba(255,255,255,0.78);
  line-height: 1.75;
  margin-bottom: 40px;
  max-width: 460px;
}

.trust-icons { display: flex; flex-wrap: wrap; gap: 12px; }
.trust-icon {
  display: flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.14);
  padding: 10px 16px;
  border-radius: var(--radius-md);
  color: var(--color-white);
  font-size: var(--font-size-sm);
  font-weight: 600;
}
.trust-check { color: var(--color-green); font-weight: 700; font-size: 1rem; }

/* Form Card */
.form-card {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  padding: 40px;
  position: relative;
  z-index: 2;
}

/* Progress Bar */
.progress-bar-container { margin-bottom: 32px; }

.progress-steps { display: flex; justify-content: space-between; margin-bottom: 10px; }
.progress-step {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--color-gray-mid);
  transition: color var(--transition);
}
.progress-step.active { color: var(--color-navy); }
.progress-step.done { color: var(--color-green); }

.progress-track {
  height: 6px;
  background: var(--color-gray);
  border-radius: 3px;
  overflow: hidden;
}
.progress-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--color-green), #00e676);
  border-radius: 3px;
  transition: width 0.45s cubic-bezier(.4,0,.2,1);
  width: 33.33%;
}

/* Form Steps */
.form-step { display: none; }
.form-step.active { display: block; }

.form-step-title {
  font-size: var(--font-size-xl);
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 6px;
}
.form-step-subtitle {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  margin-bottom: 24px;
}

.form-group { margin-bottom: 18px; }
.form-group label {
  display: block;
  font-size: var(--font-size-sm);
  font-weight: 600;
  color: var(--color-navy);
  margin-bottom: 6px;
}

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

.form-control {
  width: 100%;
  padding: 12px 16px;
  border: 2px solid var(--color-gray);
  border-radius: var(--radius-md);
  font-size: var(--font-size-base);
  color: var(--color-text);
  background: var(--color-white);
  transition: border-color var(--transition), box-shadow var(--transition);
  appearance: none;
  -webkit-appearance: none;
}
.form-control:focus {
  outline: none;
  border-color: var(--color-green);
  box-shadow: 0 0 0 3px rgba(0,200,83,0.15);
}
.form-control.error {
  border-color: #ef4444;
  box-shadow: 0 0 0 3px rgba(239,68,68,0.12);
}

select.form-control {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath fill='%231a2e4a' d='M0 0l5 6 5-6z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 38px;
}

.form-error { font-size: 0.8rem; color: #ef4444; margin-top: 5px; display: none; }
.form-error.visible { display: block; }

/* Form Buttons */
.form-buttons { display: flex; gap: 10px; margin-top: 10px; }

.btn-next, .btn-submit {
  flex: 1;
  padding: 14px;
  font-size: var(--font-size-base);
  font-weight: 700;
  border-radius: var(--radius-md);
  transition: all var(--transition);
  border: none;
  cursor: pointer;
}
.btn-next { background: var(--color-navy); color: var(--color-white); }
.btn-next:hover {
  background: var(--color-navy-light);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(26,46,74,0.3);
}

.btn-back {
  flex: 0 0 auto;
  padding: 14px 18px;
  background: var(--color-gray-light);
  color: var(--color-text-light);
  border-radius: var(--radius-md);
  font-size: var(--font-size-sm);
  font-weight: 600;
  transition: all var(--transition);
  border: 2px solid var(--color-gray);
  cursor: pointer;
}
.btn-back:hover { background: var(--color-gray); color: var(--color-navy); }

.btn-submit { background: var(--color-green); color: var(--color-navy); }
.btn-submit:hover {
  background: var(--color-green-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0,200,83,0.4);
}
.btn-submit:disabled { opacity: 0.7; cursor: not-allowed; transform: none; box-shadow: none; }

/* Form Success */
.form-success { display: none; text-align: center; padding: 32px 16px; }
.form-success.active { display: block; }
.success-icon { font-size: 4rem; margin-bottom: 20px; display: block; }
.form-success h3 { font-size: var(--font-size-2xl); font-weight: 700; color: var(--color-navy); margin-bottom: 14px; }
.form-success p { color: var(--color-text-light); font-size: var(--font-size-base); line-height: 1.7; max-width: 340px; margin: 0 auto; }

/* =========================================================
   STATS BAR
   ========================================================= */
.stats-bar {
  background: var(--color-navy);
  padding: 64px 0;
  border-top: 1px solid rgba(255,255,255,0.06);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}

.stats-grid {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  align-items: center;
  text-align: center;
}

.stats-divider {
  width: 1px;
  height: 64px;
  background: rgba(255,255,255,0.12);
  justify-self: center;
}

.stat-item { padding: 0 24px; }

.stat-number {
  font-size: clamp(2.25rem, 4vw, 3.25rem);
  font-weight: 700;
  color: var(--color-green);
  line-height: 1;
  margin-bottom: 10px;
  font-variant-numeric: tabular-nums;
  letter-spacing: -1px;
}

.stat-label {
  font-size: var(--font-size-base);
  color: rgba(255,255,255,0.7);
  font-weight: 500;
}

/* =========================================================
   HOW IT WORKS
   ========================================================= */
.how-it-works { background: var(--color-gray-light); padding: var(--section-pad) 0; }

.section-header { text-align: center; margin-bottom: 60px; }

.section-title {
  font-size: clamp(1.75rem, 3vw, 2.625rem);
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 14px;
  line-height: 1.2;
  letter-spacing: -0.3px;
}

.section-subtitle {
  font-size: var(--font-size-lg);
  color: var(--color-text-light);
  max-width: 500px;
  margin: 0 auto;
  line-height: 1.6;
}

.steps-grid {
  display: grid;
  grid-template-columns: 1fr 40px 1fr 40px 1fr 40px 1fr;
  align-items: start;
}

.step-item { text-align: center; padding: 0 8px; }

.step-arrow {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  padding-top: 32px;
  color: var(--color-green);
  font-size: 1.5rem;
  font-weight: 700;
}

.step-emoji { font-size: 3.25rem; display: block; line-height: 1; margin-bottom: 18px; }

.step-number {
  display: inline-block;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--color-green);
  color: var(--color-navy);
  font-size: 0.8125rem;
  font-weight: 700;
  line-height: 28px;
  margin-bottom: 12px;
}

.step-title { font-size: var(--font-size-lg); font-weight: 700; color: var(--color-navy); margin-bottom: 8px; }
.step-desc { font-size: var(--font-size-sm); color: var(--color-text-light); line-height: 1.6; max-width: 180px; margin: 0 auto; }

/* =========================================================
   LOAN PRODUCTS
   ========================================================= */
.loan-products { background: var(--color-white); padding: var(--section-pad) 0; }

.products-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
  max-width: 880px;
  margin: 0 auto;
}

.product-card {
  border: 2px solid var(--color-gray);
  border-radius: var(--radius-xl);
  padding: 44px 40px;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}
.product-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--color-green), #00e676);
}
.product-card:hover {
  border-color: var(--color-green);
  box-shadow: var(--shadow-card-hover);
  transform: translateY(-5px);
}

.product-card-title {
  font-size: var(--font-size-2xl);
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 28px;
  letter-spacing: -0.3px;
}

.product-details { margin-bottom: 24px; }

.product-detail {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 13px 0;
  border-bottom: 1px solid var(--color-gray);
  font-size: var(--font-size-sm);
}
.product-detail:last-child { border-bottom: none; }
.detail-label { color: var(--color-text-light); font-weight: 500; }
.detail-value { color: var(--color-navy); font-weight: 700; text-align: right; }

.product-best-for {
  background: var(--color-gray-light);
  border-radius: var(--radius-md);
  padding: 12px 16px;
  margin-bottom: 28px;
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  line-height: 1.5;
  border-left: 3px solid var(--color-green);
}
.product-best-for strong { color: var(--color-navy); font-weight: 700; }

.product-cta { width: 100%; padding: 15px; font-size: var(--font-size-base); }

/* =========================================================
   WHY MWFUNDS AI
   ========================================================= */
.why-section {
  background: var(--color-white);
  padding: var(--section-pad) 0;
  border-top: 1px solid var(--color-gray);
}

.features-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }

.feature-box {
  text-align: center;
  padding: 44px 32px;
  border-radius: var(--radius-xl);
  border: 2px solid var(--color-gray);
  transition: all var(--transition);
  background: var(--color-white);
}
.feature-box:hover {
  border-color: var(--color-green);
  box-shadow: var(--shadow-card);
  transform: translateY(-5px);
}

.feature-icon { font-size: 3.25rem; display: block; margin-bottom: 22px; line-height: 1; }
.feature-title { font-size: var(--font-size-xl); font-weight: 700; color: var(--color-navy); margin-bottom: 14px; }
.feature-desc { font-size: var(--font-size-base); color: var(--color-text-light); line-height: 1.65; }

/* =========================================================
   TESTIMONIALS
   ========================================================= */
.testimonials { background: var(--color-gray-light); padding: var(--section-pad) 0; }

.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }

.testimonial-card {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: 36px;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
}
.testimonial-card:hover {
  box-shadow: var(--shadow-card);
  transform: translateY(-5px);
}

.stars { display: flex; gap: 3px; margin-bottom: 18px; }
.star { color: var(--color-gold); font-size: 1.1rem; }

.testimonial-quote {
  font-size: var(--font-size-base);
  color: var(--color-text-light);
  line-height: 1.75;
  margin-bottom: 24px;
  font-style: italic;
  flex: 1;
}

.testimonial-author { display: flex; align-items: center; gap: 13px; }

.author-avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--color-navy), var(--color-navy-light));
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-white);
  font-weight: 700;
  font-size: var(--font-size-base);
  flex-shrink: 0;
}

.author-name { font-weight: 700; color: var(--color-navy); font-size: var(--font-size-sm); display: block; }
.author-type { font-size: 0.8125rem; color: var(--color-text-light); display: block; }

/* =========================================================
   FINAL CTA BANNER
   ========================================================= */
.cta-banner {
  background: linear-gradient(140deg, #0f2038 0%, var(--color-navy) 50%, #1e3a5f 100%);
  padding: 96px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  bottom: -120px; right: -80px;
  width: 480px; height: 480px;
  background: radial-gradient(circle, rgba(0,200,83,0.12) 0%, transparent 65%);
  pointer-events: none;
}
.cta-banner::after {
  content: '';
  position: absolute;
  top: -80px; left: -80px;
  width: 360px; height: 360px;
  background: radial-gradient(circle, rgba(0,100,200,0.07) 0%, transparent 65%);
  pointer-events: none;
}
.cta-banner .container { position: relative; z-index: 1; }

.cta-headline {
  font-size: clamp(1.875rem, 4vw, 2.875rem);
  font-weight: 700;
  color: var(--color-white);
  margin-bottom: 18px;
  line-height: 1.2;
  letter-spacing: -0.3px;
}
.cta-subheadline { font-size: var(--font-size-lg); color: rgba(255,255,255,0.75); margin-bottom: 40px; }
.cta-button { font-size: var(--font-size-lg); padding: 18px 48px; display: inline-flex; margin-bottom: 20px; }
.cta-note { font-size: var(--font-size-sm); color: rgba(255,255,255,0.45); }

/* =========================================================
   FOOTER
   ========================================================= */
.site-footer { background: var(--color-navy-dark); padding: 60px 0 0; }

.footer-main {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 48px;
  align-items: start;
}

.footer-logo {
  font-size: var(--font-size-xl);
  font-weight: 700;
  color: var(--color-white);
  display: block;
  margin-bottom: 8px;
  text-decoration: none;
}
.footer-logo .logo-ai { color: var(--color-green); }
.footer-tagline { font-size: var(--font-size-sm); color: rgba(255,255,255,0.45); line-height: 1.5; }

.footer-center { display: flex; flex-direction: column; align-items: center; gap: 14px; }
.footer-links { display: flex; flex-wrap: wrap; justify-content: center; gap: 6px 20px; }
.footer-link { color: rgba(255,255,255,0.55); font-size: var(--font-size-sm); transition: color var(--transition); }
.footer-link:hover { color: var(--color-green); }

.footer-right { display: flex; flex-direction: column; align-items: flex-end; gap: 14px; }
.footer-phone { color: var(--color-white); font-size: var(--font-size-base); font-weight: 600; transition: color var(--transition); }
.footer-phone:hover { color: var(--color-green); }

.social-icons { display: flex; gap: 10px; }
.social-icon {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255,255,255,0.09);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.7);
  font-size: 0.75rem;
  font-weight: 700;
  transition: all var(--transition);
  border: 1px solid rgba(255,255,255,0.1);
}
.social-icon:hover { background: var(--color-green); color: var(--color-navy); border-color: var(--color-green); }

.footer-bottom { border-top: 1px solid rgba(255,255,255,0.07); padding: 22px 0; }
.footer-bottom p { font-size: 0.8125rem; color: rgba(255,255,255,0.35); text-align: center; line-height: 1.65; }

/* =========================================================
   RESPONSIVE — 1024px
   ========================================================= */
@media (max-width: 1024px) {
  :root { --section-pad: 72px; }

  .hero-grid { gap: 44px; }

  .steps-grid { grid-template-columns: 1fr 36px 1fr; row-gap: 40px; }
  .step-arrow:last-of-type { display: none; }
}

/* =========================================================
   RESPONSIVE — 768px
   ========================================================= */
@media (max-width: 768px) {
  :root { --section-pad: 60px; --header-height: 90px; }

  .header-right { display: none; }
  .hamburger { display: flex; }

  .hero-section { padding-top: calc(var(--header-height) + 44px); padding-bottom: 64px; }
  .hero-grid { grid-template-columns: 1fr; gap: 44px; }
  .hero-subheadline { font-size: var(--font-size-base); }

  .stats-grid { grid-template-columns: 1fr; gap: 40px; }
  .stats-divider { display: none; }

  .steps-grid { grid-template-columns: 1fr; gap: 28px; }
  .step-arrow { display: none; }
  .step-item { max-width: 320px; margin: 0 auto; }

  .products-grid { grid-template-columns: 1fr; }
  .product-card { padding: 36px 28px; }

  .features-grid { grid-template-columns: 1fr; gap: 18px; }

  .testimonials-grid { grid-template-columns: 1fr; }

  .footer-main { grid-template-columns: 1fr; text-align: center; gap: 36px; padding-bottom: 36px; }
  .footer-center { align-items: center; }
  .footer-right { align-items: center; }
}

/* =========================================================
   RESPONSIVE — 480px
   ========================================================= */
@media (max-width: 480px) {
  .form-card { padding: 28px 20px; }
  .form-row { grid-template-columns: 1fr; }
  .trust-icons { flex-direction: column; }
  .cta-button { padding: 16px 32px; }
  .feature-box { padding: 36px 24px; }
}